EnterprisePayments
The Evolution of Payment Authentication: 3DS
Nov 12, 2025
3D Secure (3DS) was introduced in the early 2000s as a groundbreaking payment authentication protocol to combat online fraud. Developed by EMVCo in collaboration with credit card networks like Visa and Mastercard, 3DS adds an extra layer of identity verification during ecommerce transactions, typically through two-factor authentication (2FA).
4 mins readAuthorPayPal Editorial Staff