PayPal Credit is a regulated credit product and gives you a credit limit which can be used for promotional offers. During the 4 months’ offer period you must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99 will be charged interest at your standard variable rate.
PayPal Credit
Flexible ways to pay
Shop with PayPal Credit and get 0% interest over 4 months every time you spend £99 or more in store or online. Or try a Pay in 31 plan that meets your needs. It’s your choice.
Always on credit
Our 0% interest offer is better than just an introductory offer. Simply spend £99 or more and automatically get 0% interest for 4 months on that purchase.
A 0% interest offer you can use again and again
Get the flexibility of managing your PayPal Credit account any time, anywhere.
Use PayPal Credit almost anywhere PayPal is accepted, online or in stores.
0% interest for 4 months every single time you spend £99 or more in one go.
If approved, you can start shopping straightaway with PayPal Credit.
Representative Example
Representative | Purchase interest rate | Assumed credit limit |
|---|---|---|
Representative
Purchase interest rate
Assumed credit limit
Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. T&Cs apply. UK residents only.
Built to give you more points
With PayPal+ when you’re all in with us, we’re all in with you. Shop with PayPal and earn on almost everything2 —even big purchases you make with PayPal Credit. And it's free to sign up. Start earning 1 point per £10 spent.
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