Buy now and Pay in 3

Plan. Buy. Pay in 3.

Time and flexibility are on your side.

Manage your budget and break the interest-free payments up over 2 months.

A smiling woman photographs with a camera; an overlay offers of Pay in 3

Flexibility to pay the way that works for you.

No

late fees

With Pay in 3, there's no interest, no late fees or setup fees.1

Widely

available

Shop at your favourite brands and enjoy paying later.

Quick

decision

You won’t have to wait long to see if you’re approved.

Backed by

PayPal

Your eligible purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.2

Get to know Pay in 3

Effortlessly manage your plans

Make the first payment at the time of purchase then make two more monthly payments on the same date each month. Split your purchases of between £30 and £2,000 into 3 interest-free payments without late fees.1

Get to know Pay in 3
Pay in 31
Purchase amount £30-£2000
Number of payments 3 interest-free payments
Time between payments First payment is made at the point of eligible purchase with the next two payments made automatically on the same date over two months.
Repayment method​ Debit card, or confirmed bank account
Buyer Protection2 Included on eligible purchases
Sign-up and late fees None

Now get

3% cashback³

this summer

From July to September choose a category each month. Check out with PayPal, your trusted way to pay, and get cashback on eligible purchases when you pay now, pay later, or over time.* You can earn up to £15 a month.

Plan. Buy. Pay in 3.

Choose PayPal at checkout

then select Pay in 3.

Get a quick decision

and if approved, make your first payment today.

Make two more payments automatically

on the same date, each month.

Frequently asked questions

All in

the new

PayPal

app

Simply and securely manage your transactions from one trustworthy place and get access to special offers. Download the new app on your phone or sign up for free online.