PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 06, November 2023

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

South Korea (KR)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Receiving international transactions

Fee Table: Receiving international transactions
Where sender’s market/region is Rate
Outside of South Korea (KR) Commercial Transactions 4.40% + fixed fee

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
Australian dollar 0.30 AUD
Brazilian real 0.60 BRL
Canadian dollar 0.30 CAD
Czech koruna 10.00 CZK
Danish krone 2.60 DKK
Euro 0.35 EUR
Hong Kong dollar 2.35 HKD
Hungarian forint 90.00 HUF
Israeli new shekel 1.20 ILS
Japanese yen 40.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 4.00 MXN
Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
New Taiwan dollar 10.00 TWD
New Zealand dollar 0.45 NZD
Norwegian krone 2.80 NOK
Philippine peso 15.00 PHP
Polish zloty 1.35 PLN
Russian ruble 10.00 RUB
Singapore dollar 0.50 SGD
Swedish krona 3.25 SEK
Swiss franc 0.55 CHF
Thai baht 11.00 THB
UK pounds sterling 0.20 GBP
US dollar 0.30 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Our Commercial Transaction Rates apply when you receive APM funded payments.

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.

Sending PayPal Payouts

Fee Table: Sending PayPal Payouts
Transaction Rate
PayPal Payouts 2.00% of total transaction amount (not to exceed the maximum fee cap below)

Maximum fee cap for PayPal Payouts

Based on payment currency:

Fee Table: Maximum fee cap for PayPal Payouts
Currency Maximum Fee Cap
Australian dollar 1.25 AUD
Brazilian real 2.00 BRL
Canadian dollar 1.25 CAD
Czech koruna 24.00 CZK
Danish krone 6.00 DKK
Euro 0.85 EUR
Hong Kong dollar 7.00 HKD
Hungarian forint 210.00 HUF
Israeli new shekel 4.00 ILS
Japanese yen 120.00 JPY
Malaysian ringgit 4.00 MYR
Mexican peso 11.00 MXN
New Taiwan dollar 33.00 TWD
New Zealand dollar 1.50 NZD
Norwegian krone 6.75 NOK
Philippine peso 50.00 PHP
Polish zloty 3.00 PLN
Russian ruble 30.00 RUB
Singapore dollar 1.60 SGD
Swedish krona 9.00 SEK
Swiss franc 1.30 CHF
Thai baht 36.00 THB
UK pounds sterling 0.65 GBP
US dollar 1.00 USD

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 SGD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rates.

Receiving micropayments

Fee Table: Receiving micropayments
Transaction Rate
International micropayments 6.00% + micropayments fixed fee
International micropayments for Digital Goods 5.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee
Currency Fee
Australian dollar 0.05 AUD
Brazilian real 0.10 BRL
Canadian dollar 0.05 CAD
Czech koruna 1.67 CZK
Danish krone 0.43 DKK
Euro 0.05 EUR
Hong Kong dollar 0.39 HKD
Hungarian forint 15.00 HUF
Israeli new shekel 0.20 ILS
Japanese yen 7.00 JPY
Malaysian ringgit 0.20 MYR
Mexican peso 0.55 MXN
Fee Table: Micropayments fixed fee
Currency Fee
New Taiwan dollar 2.00 TWD
New Zealand dollar 0.08 NZD
Norwegian krone 0.47 NOK
Philippine peso 2.50 PHP
Polish zloty 0.23 PLN
Russian ruble 2.00 RUB
Singapore dollar 0.08 SGD
Swedish krona 0.54 SEK
Swiss franc 0.09 CHF
Thai baht 1.80 THB
UK pounds sterling 0.05 GBP
US dollar 0.05 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

The chargeback fee is based on the currency received as follows:

Chargeback fees

Fee Table: Chargeback fees
Currency Fee
Australian dollar 15.00 AUD
Brazilian real 20.00 BRL
Canadian dollar 15.00 CAD
Czech koruna 250.00 CZK
Danish krone 60.00 DKK
Euro 11.25 EUR
Hong Kong dollar 75.00 HKD
Hungarian forint 2,000.00 HUF
Israeli new shekel 40.00 ILS
Japanese yen 1,300.00 JPY
Malaysian ringgit 40.00 MYR
Mexican peso 110.00 MXN
Fee Table: Chargeback fees
Currency Fee
New Taiwan dollar 330.00 TWD
New Zealand dollar 15.00 NZD
Norwegian krone 65.00 NOK
Philippine peso 500.00 PHP
Polish zloty 30.00 PLN
Russian ruble 320.00 RUB
Singapore dollar 15.00 SGD
Swedish krona 80.00 SEK
Swiss franc 10.00 CHF
Thai baht 360.00 THB
UK pounds sterling 7.00 GBP
US dollar 10.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

Fee Table: Standard Dispute Fees
Currency Fee
Australian dollar 12.00 AUD
Brazilian real 35.00 BRL
Canadian dollar 10.00 CAD
Czech koruna 185.00 CZK
Danish krone 55.00 DKK
Euro 7.00 EUR
Hong Kong dollar 65.00 HKD
Hungarian forint 2450.00 HUF
Indian Rupee 580.00 INR
Israeli new shekel 30.00 ILS
Japanese yen 870.00 JPY
Malaysian ringgit 35.00 MYR
Mexican peso 160.00 MXN
Fee Table: Standard Dispute Fees
Currency Fee
New Taiwan dollar 250.00 TWD
New Zealand dollar 13.00 NZD
Norwegian krone 75.00 NOK
Philippine peso 405.00 PHP
Polish zloty 30.00 PLN
Russian ruble 600.00 RUB
Singapore dollar 11.00 SGD
Swedish krona 75.00 SEK
Swiss franc 8.00 CHF
Thai baht 250.00 THB
UK pounds sterling 6.00 GBP
US dollar 8.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees
Currency Fee
Australian dollar 24.00 AUD
Brazilian real 70.00 BRL
Canadian dollar 20.00 CAD
Czech koruna 370.00 CZK
Danish krone 110.00 DKK
Euro 14.00 EUR
Hong Kong dollar 130.00 HKD
Hungarian forint 4900.00 HUF
Indian Rupee 1160.00 INR
Israeli new shekel 60.00 ILS
Japanese yen 1740.00 JPY
Malaysian ringgit 70.00 MYR
Mexican peso 320.00 MXN
Fee Table: High Volume Dispute Fees
Currency Fee
New Taiwan dollar 500.00 TWD
New Zealand dollar 26.00 NZD
Norwegian krone 150.00 NOK
Philippine peso 810.00 PHP
Polish zloty 60.00 PLN
Russian ruble 1200.00 RUB
Singapore dollar 22.00 SGD
Swedish krona 150.00 SEK
Swiss franc 16.00 CHF
Thai baht 500.00 THB
UK pounds sterling 12.00 GBP
US dollar 16.00 USD

Currency Conversions

For information about how we convert currency, please see the user agreement.

The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

Conversions when sending payments or receiving refund(s)

Inclusive of standard Personal and Commercial Payment types and receiving a refund beyond 1 day of the date of the original payment.

Fee Table: Conversions when sending payments or receiving refund(s)
Rate
1.00%

Conversions in all other cases

Rates for all other currency conversions:

Fee Table: Conversions in all other cases
Rate
3.00%

eCheque Fees

Sometimes the sender of a payment you receive may use an eCheque as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about eCheques. When you receive an eCheques funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving eCheque fees

Fee Table: Receiving eCheque fees
Payment type Rate
Per each payment transaction Commercial Transaction Rates

Maximum fee cap for eCheque

Fee Table: Maximum fee cap for eCheque
Currency Maximum fee cap
Australian dollar 50.00 AUD
Brazilian real 75.00 BRL
Canadian dollar 45.00 CAD
Czech koruna 850.00 CZK
Danish krone 250.00 DKK
Euro 35.00 EUR
Hong Kong dollar 330.00 HKD
Hungarian forint 9,250.00 HUF
Israeli new shekel 160.00 ILS
Japanese yen 4,000.00 JPY
Malaysian ringgit 150.00 MYR
Mexican peso 540.00 MXN
New Taiwan dollar 1,350.00 TWD
New Zealand dollar 60.00 NZD
Norwegian krone 270.00 NOK
Philippine peso 1,900.00 PHP
Polish zloty 140.00 PLN
Russian ruble 1,400.00 RUB
Singapore dollar 60.00 SGD
Swedish krona 320.00 SEK
Swiss franc 50.00 CHF
Thai baht 1,400.00 THB
UK pounds sterling 30.00 GBP
US dollar 45.00 USD

Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a business PayPal account

Fee Table: Withdrawing a balance from a business PayPal account
Withdrawal/Transfer to Withdrawal/Transfer Type Rate
Bank Account Withdrawals made to your U.S. account 3.00% (when no currency conversion is involved)

Currency Conversions: If you withdraw your balance in a currency other than the currency in which the balance on your account is denominated, you will additionally be charged currency conversion fees.

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees
Activity Description Rate
Bank Return on Withdrawal/Transfer out of PayPal This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. 5,000.00 KRW
Credit Card and Debit Card Confirmation(s) Some users, in order to increase their sending limit or as PayPal may determine, may be charged a credit card and debit card link and confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. See Credit Card and Debit Card Link and Confirmation Table below.
Commercial Transaction Refunds Full Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Records Request This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. 10.00 SGD or other currency equivalent (per item)

Credit Card and Debit Card Link and Confirmation Table

Fee Table: Credit Card and Debit Card Link and Confirmation Table
Currency Rate
Australian dollar 2.00 AUD
Brazilian real 4.00 BRL
Canadian dollar 2.45 CAD
Czech koruna 50.00 CZK
Danish krone 12.50 DKK
Euro 1.50 EUR
Hong Kong dollar 15.00 HKD
Hungarian forint 400.00 HUF
Israeli new shekel 8.00 ILS
Japanese yen 200.00 JPY
Malaysian ringgit 10.00 MYR
Mexican peso 20.00 MXN
Fee Table: Credit Card and Debit Card Link and Confirmation Table
Currency Rate
New Taiwan dollar 70.00 TWD
New Zealand dollar 3.00 NZD
Norwegian krone 15.00 NOK
Philippine peso 100.00 PHP
Polish zloty 6.50 PLN
Russian ruble 60.00 RUB
Singapore dollar 3.00 SGD
Swedish krona 15.00 SEK
Swiss franc 3.00 CHF
Thai baht 70.00 THB
UK pounds sterling 1.00 GBP
US dollar 1.95 USD