PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Last Updated: 28, March 2024

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic

A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International

A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

For India users, we only support international payments.

Market Code Table

We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

India (IN)

Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a payment using PayPal, we call that a “commercial transaction”.

Receiving international transactions

Fee Table: Receiving international transactions
Where sender’s market/region is Rate
Outside of India (IN) 4.40% + Fixed Fee

Fixed fee for commercial transactions (based on currency received)

Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
Australian dollar 0.30 AUD
Brazilian real 0.60 BRL
Canadian dollar 0.30 CAD
Czech koruna 10.00 CZK
Danish krone 2.60 DKK
Euro 0.35 EUR
Hong Kong dollar 2.35 HKD
Hungarian forint 90.00 HUF
Indian Rupee 3.00 INR
Israeli new shekel 1.20 ILS
Japanese yen 40.00 JPY
Malaysian ringgit 2.00 MYR
Mexican peso 4.00 MXN
Fee Table: Fixed fee for commercial transactions (based on currency received)
Currency Fee
New Taiwan dollar 10.00 TWD
New Zealand dollar 0.45 NZD
Norwegian krone 2.80 NOK
Philippine peso 15.00 PHP
Polish zloty 1.35 PLN
Russian ruble 10.00 RUB
Singapore dollar 0.50 SGD
Swedish krona 3.25 SEK
Swiss franc 0.55 CHF
Thai baht 11.00 THB
UK pounds sterling 0.20 GBP
US dollar 0.30 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Our Commercial Transaction Rates apply when you receive APM funded payments.

Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process small payments. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

Fee Table: Receiving micropayments
Transaction Rate
International micropayments 6.00% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

Fee Table: Micropayments fixed fee
Currency Fee
Australian dollar 0.05 AUD
Brazilian real 0.10 BRL
Canadian dollar 0.05 CAD
Czech koruna 1.67 CZK
Danish krone 0.43 DKK
Euro 0.05 EUR
Hong Kong dollar 0.39 HKD
Hungarian forint 15.00 HUF
Indian Rupee 0.25 INR
Israeli new shekel 0.20 ILS
Japanese yen 7.00 JPY
Malaysian ringgit 0.20 MYR
Mexican peso 0.55 MXN
Fee Table: Micropayments fixed fee
Currency Fee
New Taiwan dollar 2.00 TWD
New Zealand dollar 0.08 NZD
Norwegian krone 0.47 NOK
Philippine peso 2.50 PHP
Polish zloty 0.23 PLN
Russian ruble 2.00 RUB
Singapore dollar 0.08 SGD
Swedish krona 0.54 SEK
Swiss franc 0.09 CHF
Thai baht 1.80 THB
UK pounds sterling 0.05 GBP
US dollar 0.05 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

Fee Table: Standard Dispute Fees
Currency Fee
Australian dollar 12.00 AUD
Brazilian real 35.00 BRL
Canadian dollar 10.00 CAD
Czech koruna 185.00 CZK
Danish krone 55.00 DKK
Euro 7.00 EUR
Hong Kong dollar 65.00 HKD
Hungarian forint 2450.00 HUF
Indian Rupee 580.00 INR
Israeli new shekel 30.00 ILS
Japanese yen 870.00 JPY
Malaysian ringgit 35.00 MYR
Mexican peso 160.00 MXN
Fee Table: Standard Dispute Fees
Currency Fee
New Taiwan dollar 250.00 TWD
New Zealand dollar 13.00 NZD
Norwegian krone 75.00 NOK
Philippine peso 405.00 PHP
Polish zloty 30.00 PLN
Russian ruble 600.00 RUB
Singapore dollar 11.00 SGD
Swedish krona 75.00 SEK
Swiss franc 8.00 CHF
Thai baht 250.00 THB
UK pounds sterling 6.00 GBP
US dollar 8.00 USD

High Volume Dispute Fees

Fee Table: High Volume Dispute Fees
Currency Fee
Australian dollar 24.00 AUD
Brazilian real 70.00 BRL
Canadian dollar 20.00 CAD
Czech koruna 370.00 CZK
Danish krone 110.00 DKK
Euro 14.00 EUR
Hong Kong dollar 130.00 HKD
Hungarian forint 4900.00 HUF
Indian Rupee 1160.00 INR
Israeli new shekel 60.00 ILS
Japanese yen 1740.00 JPY
Malaysian ringgit 70.00 MYR
Mexican peso 320.00 MXN
Fee Table: High Volume Dispute Fees
Currency Fee
New Taiwan dollar 500.00 TWD
New Zealand dollar 26.00 NZD
Norwegian krone 150.00 NOK
Philippine peso 810.00 PHP
Polish zloty 60.00 PLN
Russian ruble 1200.00 RUB
Singapore dollar 22.00 SGD
Swedish krona 150.00 SEK
Swiss franc 16.00 CHF
Thai baht 500.00 THB
UK pounds sterling 12.00 GBP
US dollar 16.00 USD

Currency Conversions

For information about how we convert currency, please see the user agreement.

The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

Converting balance and payments received into another currency

Fee Table: Converting balance and payments received into another currency
Rate
3.0% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all currency conversions:

Fee Table: Conversions in all other cases
Currency Rate above the base exchange rate (to form the transaction exchange rate) Currency Rate above the base exchange rate (to form the transaction exchange rate)
Australian dollar (AUD) 4.00% New Taiwan dollar (TWD) 4.00%
Brazilian real (BRL) 4.00% New Zealand dollar (NZD) 4.00%
Canadian dollar (CAD) 4.00% Norwegian krone (NOK) 4.00%
Czech koruna (CZK) 4.00% Philippine peso (PHP) 4.00%
Danish krone (DKK) 4.00% Polish zloty (PLN) 4.00%
Euro (EUR) 4.00% Russian ruble (RUB) 4.00%
Hong Kong dollar (HKD) 4.00% Singapore dollar (SGD) 4.00%
Hungarian forint (HUF) 4.00% Swedish krona (SEK) 4.00%
Indian Rupee (INR) 4.00% Swiss franc (CHF) 4.00%
Israeli new shekel (ILS) 4.00% Thai baht (THB) 4.00%
Japanese yen (JPY) 4.00% UK pounds sterling (GBP) 4.00%
Malaysian ringgit (MYR) 4.00% US dollar (USD) 4.00%
Mexican peso (MXN) 4.00%

Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a business PayPal account

Fee Table: Withdrawing a balance from a business PayPal account
Withdrawal/Transfer to Withdrawal/Transfer Type Rate
Bank account Standard No Fee (when no currency conversion is involved)

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

Fee Table: Other Fees
Activity Description Rate
Bank Return on Withdrawal/Transfer out of PayPal This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. 250.00
Commercial Transaction Refunds Full Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.