Why can't I link a bank account to my PayPal account?

Here are some possible reasons why you couldn't add your bank to your PayPal account:

• The account must be with a U.S. bank.
• The name on the bank account must match the name on the PayPal account.
• You can only have 8 linked bank accounts to your PayPal account at once.
• The bank account has already been linked to 3 PayPal accounts in the past. You can’t link a bank account to more than 3 PayPal accounts over its lifetime.
• The bank account is already active on a PayPal account with a limitation or a balance below zero.
• Following a decline or notice of stopped payment from your bank, the bank account was removed
  to help you avoid further declines.
• The bank isn't compatible with PayPal. This may include most online-only or prepaid bank accounts.
• The deposit amounts that you entered to confirm your bank account were not accepted by our system. When the amounts are entered incorrectly three times, your bank account is disabled and removed from your PayPal account. Contact us, so we can help you to reactivate your bank account in our system.

If approved, you may be able to link the same bank account to a second PayPal account. You'll be informed when linking the bank if you've been approved.